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Consumer Loans: Other Consumer Loans: Automobile Loans, All Commercial Banks CARACBW027SBOG

Billions of U.S. Dollars • Weekly • Seasonally Adjusted
Source: FRED | Last updated: 2025-10-10 16:11:05-05 | Range: 2015-01-07 → 2025-10-01

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Trend

Momentum

Trend Heat Strip & Seasonality

YoY Heat Strip

≤ −5% Decline > +5% Growth

Seasonality (Average by Month)

What am I looking at?

What it shows: the average level of the series for each calendar month (Jan…Dec) across the full history.

Computation: for each month m, take the mean of all observations whose calendar month = m (all years equally weighted).
Interpretation:
- Not seasonally adjusted (NSA): clear recurring peaks/troughs by month.
- Seasonally adjusted (SA): should be fairly flat (seasonality already removed).
Caveats: uses raw levels, so long-run trend can dominate; best for monthly series. For a relative view, consider a seasonal index (month_mean ÷ overall_mean − 1) or limit to the last N years.

Distribution & Extremes

Histogram of Monthly Changes

Context

Recent Prints

Date	Value	MoM	YoY

Release

H.8 Assets and Liabilities of Commercial Banks in the United States

See full release page

Typical schedule and next expected date may vary; check the release page for official timing.

What this measures & how to read it

data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/h8/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>

Tip: focus on multi-month trends to reduce noise from seasonality, one-off shocks, and revisions.