← Fraywire Economics

Student Loans Owned and Securitized (DISCONTINUED) SLOAS

Millions of Dollars • Quarterly, End of Period • Not Seasonally Adjusted
Source: FRED | Last updated: 2025-02-07 14:10:57-06 | Range: 2006-01-01 → 2024-10-01

Loading…
Trend
Momentum

Trend Heat Strip & Seasonality

YoY Heat Strip

≤ −5% Decline > +5% Growth

Seasonality (Average by Month)

What am I looking at?

What it shows: the average level of the series for each calendar month (Jan…Dec) across the full history.

  • Computation: for each month m, take the mean of all observations whose calendar month = m (all years equally weighted).
  • Interpretation:
    • Not seasonally adjusted (NSA): clear recurring peaks/troughs by month.
    • Seasonally adjusted (SA): should be fairly flat (seasonality already removed).
  • Caveats: uses raw levels, so long-run trend can dominate; best for monthly series. For a relative view, consider a seasonal index (month_mean ÷ overall_mean − 1) or limit to the last N years.

Distribution & Extremes

Histogram of Monthly Changes

Context

Recent Prints

DateValueMoMYoY

Release

G.19 Consumer Credit
See full release page
Typical schedule and next expected date may vary; check the release page for official timing.

What this measures & how to read it

data source (https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/g19/%). For questions on FRED functionality, please contact us here (https://fred.stlouisfed.org/contactus/).</p>

Tip: focus on multi-month trends to reduce noise from seasonality, one-off shocks, and revisions.